Book one · Publishes 12 December 2026

Sand Money Sense

A story about a girl, an island, and the money lessons that changed everything.

Money skills for the next generation of Caribbean leaders. Twelve chapters on what money is, how it is earned, how it is decided over, and what it can build. Written by a CPA, for the age when the habits actually set.

Preorder the book What it changes

Cherie A. Williams · Ages 12 to 15 · Paperback

The book

The lesson nobody scheduled

Twelve chapters, one idea each, tested inside the story rather than explained at the reader.

Most of us learned money by getting it wrong first, in our twenties, with real consequences attached. Not because we were careless. Because no one sat us down at twelve and explained how any of it works.

This is the book that does that. Not a lecture and not a chore. A story a young reader will actually finish, built around Zuri, an island girl with a curious mind who asks questions, makes mistakes, and works out that small choices shape a future in ways she did not expect.

Every chapter teaches one idea and then puts it under pressure in the story, which is how the idea sticks. The workbook at the back carries the exercises, so the reading stays reading.

It is written from Jamaica for children of the Caribbean and of Caribbean heritage anywhere, in a voice that sounds like home rather than a textbook.

Spend

What money is for now, and how to know the difference between wanting and choosing.

Save

Money given a job to do later, and what patience turns small amounts into.

Money that goes somewhere beyond yourself, starting long before you are grown.

What it changes

Who your child is now, and after

This spread opens the book. It is also the plainest answer to what the book is for.

Who you are now

Who you will become

You think money is just something you spend.

You understand that money is a tool that can help you create choices and opportunities.

You don’t always know where your money goes.

You give your money a purpose through spending, saving, sharing, and growing.

Earning money feels mysterious.

You learn how ideas, effort, and solving problems can create income.

Mistakes feel like failure.

You see setbacks as lessons that help you grow stronger and smarter.

Waiting for things feels hard.

You understand that patience can turn small actions into bigger rewards.

You worry about not having enough.

You learn how planning ahead creates options and confidence.

You think success belongs to other people.

You discover opportunities in your own community and the confidence to pursue them.

You want to make a difference someday.

You realise you can start helping others and creating impact right now.

You dream about your future.

You learn that your future is built one choice at a time.

You don’t have to wait until you’re grown to start your story. Small choices, repeated over time, can build a future bigger than you imagine.

Zuri’s reminder

Preorder

Two ways to get it, depending where you are

The book publishes on 12 December 2026. Both routes need ordering by 30 November, for different reasons.

In Jamaica

Order direct from the press

Copies come from the Jamaican print run and are posted within the island. Ordering here rather than through Amazon means more of what you pay reaches the book.

Direct preorders close 30 November.

Order direct

Everywhere else

Order through Amazon

For readers outside Jamaica, Amazon handles delivery wherever you are. Order by 30 November and it arrives in time to be wrapped. Order after that and it still comes, just not before the day.

Open past 30 November, delivered after Christmas.

Preorder on Amazon

The two dates are doing different jobs. Direct orders close on 30 November because the Jamaican print run is fixed and the copies have to be packed before publication. On Amazon the same date is only the delivery cutoff for Christmas.